Conlabs · Free tools
Free financial tools for Singapore SMEs.
No sign-up, no data stored — every calculation runs in your browser. Designed by a Chartered Accountant to answer the questions SME owners actually ask.
Cash runway calculator
How many months could your business survive if collections slowed tomorrow?
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GST registration checker
Two questions to check whether the S$1 million rules make registration mandatory — and your deadline if they do.
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Hiring affordability calculator
The salary is not the cost. What a hire really costs with employer CPF — and the revenue they must support.
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Each tool answers one question. Your Financial Health Score answers the bigger one: where does your business actually stand?
Six questions, two minutes. Band-level inputs only.
The FHS methodology was designed by Joo Leng, CA (Singapore), FCCA — a fractional CFO. Band-level inputs only. PDPA-clean by design.